Traveling during the holidays and peak season can often lead to delayed flights. In this post, we compare the most popular travel credit cards and the trip delay benefits they provide. Each card has a different minimum delay time requirement before the benefit kicks in, which can range from 3 to 12 hours.
Contrary to popular belief, American Express cards do not offer trip delay insurance.
What is trip delay insurance?
Trip delay insurance is a benefit provided by select credit cards that reimburse you for reasonable expenses if your departure or return trip is delayed. Tickets made under the same reservation and covered card are usually provided up to $500 per ticket.
Covered hazards can include anything from equipment failure, weather delays, labor strikes, or hijacking. Layovers do not qualify for trip delay insurance because they are planned and not unexpected.
What is covered under trip delay insurance?
Each credit card is different, but reasonable expenses are eligible for reimbursement.
In general, expenses related to meals, lodging, toiletries, medications, and business necessities are covered for each person eligible for coverage. Check your card's benefits guide for specific details.
We compares EVERY American Express SPG and Chase Marriott credit card that’s available on the market. Compare the Amex SPG and Chase Marriott annual fees, free night certificates, and spending multipliers.
If you have at least $400 dollars in your checking account and use it frequently, you’re likely to see a credit score increase with the new Ultra FICO score.
Discover It recently announced all of their 5% cash back categories for 2019.
American Express product change and downgrade paths. Downgrading a card is ideal to keep your credit history alive since you’re not canceling the card. I usually recommend doing this after having the card for 12 months if you’re not getting positive expected value in the second year to keep a good relationship with American Express.
American Express has an elusive gift program where they “spontaneously” send Amex Platinum members a gift. It’s not clear who qualifies for gifts or how American Express chooses to send them out.
One of the “secret” perks that the American Express Platinum card offers cardholders is VIP treatment at select events. If you’re attending a Lakers, Clippers, or Kings game at the STAPLES Center, you can access the Centurion Suite.
The Residence Inn and the Courtyard by Marriott at L.A. Live are a great free night redemption if you’re planning on staying in Downtown L.A.
The Citi Prestige is getting revamped in 2019. The Points Guy officially announced the upcoming changes yesterday that will take place September 2019. The card was recently taken off the market for new applicants in August 2018, and it’s unclear when in January 2019 it’ll be reintroduced.
Los Angeles International Airport (LAX) has a few Delta Sky Clubs where you can find snacks, select complimentary drinks, and showers. The largest Delta Sky Club in LAX is located in Terminal 2. There are additional (smaller) Delta Sky Clubs in Terminal 3 located above the food court.
Amazon Cash Get $10 when you add $40, Delta SkyMiles Deals, earn more UR points at ATL and CLT.