Traveling during the holidays and peak season can often lead to delayed flights. In this post, we compare the most popular travel credit cards and the trip delay benefits they provide. Each card has a different minimum delay time requirement before the benefit kicks in, which can range from 3 to 12 hours.
Contrary to popular belief, American Express cards do not offer trip delay insurance.
What is trip delay insurance?
Trip delay insurance is a benefit provided by select credit cards that reimburse you for reasonable expenses if your departure or return trip is delayed. Tickets made under the same reservation and covered card are usually provided up to $500 per ticket.
Covered hazards can include anything from equipment failure, weather delays, labor strikes, or hijacking. Layovers do not qualify for trip delay insurance because they are planned and not unexpected.
What is covered under trip delay insurance?
Each credit card is different, but reasonable expenses are eligible for reimbursement.
In general, expenses related to meals, lodging, toiletries, medications, and business necessities are covered for each person eligible for coverage. Check your card's benefits guide for specific details.
If you’ve had the U.S. Bank Altitude Reserve Visa Infinite card for over a year, you might be eligible for a retention offer.
Expected value is a term I use often, and the idea is that you want to analyze the costs, risks, and benefits of a situation and take the path that will give you positive expected value.
How to stay at the Park Hyatt Maldives Hadahaa for "free."
Chase IHG sends out upgrade offers, earn 6x AAdvantage Miles on Apple purchases, Delta flash sale, pay rent with a credit card, and more.
American Express offers are targeted deals you can find when you login to your American Express account. Save on car rentals, Hilton, Wynn, Stitch Fix, and more.
Square Cash is a peer-to-peer payment app similar to Venmo, and they recently launched a new rewards program called Cash Boost.
With Cash Boost, you will receive instant cash back when you use your Cash Card at a handful of retailers, along with coffee shops. You can only select one Boost at a time, and Boosts can be swapped every 24 hours.
Credit card utilization is one of the biggest factors impacting your credit score that you can control. By keeping utilization low, you can increase your score quickly.
Timeshares are usually an arrangement for you to purchase a share, or a piece, of a resort (sometimes access to a portfolio of properties) to use at least once a year. Here are four reasons why you should not purchase a timeshare.
The Bank of America duo consists of the Cash Rewards and either the Travel Rewards or the Premium Rewards card. If you have over $100k in assets with Bank of America banking or Merrill Edge investments, this set up is worth considering.
You can add up to 99 authorized user Gold cards for free if you have the Amex Platinum. Here’s a rundown of the benefits of the Gold card and FAQ’s.