Traveling during the holidays and peak season can often lead to delayed flights. In this post, we compare the most popular travel credit cards and the trip delay benefits they provide. Each card has a different minimum delay time requirement before the benefit kicks in, which can range from 3 to 12 hours.
Contrary to popular belief, American Express cards do not offer trip delay insurance.
What is trip delay insurance?
Trip delay insurance is a benefit provided by select credit cards that reimburse you for reasonable expenses if your departure or return trip is delayed. Tickets made under the same reservation and covered card are usually provided up to $500 per ticket.
Covered hazards can include anything from equipment failure, weather delays, labor strikes, or hijacking. Layovers do not qualify for trip delay insurance because they are planned and not unexpected.
What is covered under trip delay insurance?
Each credit card is different, but reasonable expenses are eligible for reimbursement.
In general, expenses related to meals, lodging, toiletries, medications, and business necessities are covered for each person eligible for coverage. Check your card's benefits guide for specific details.
American Express offers a wide range of charge cards and credit cards. Which card should you get first? Which one is the best “first Amex?”
The lounges at Dallas/Fort Worth International Airport are getting a makeover this summer, resulting in temporary locations for some lounges.
The Amex SPG was refreshed in August, and Marriott released the Marriott Rewards Premier Plus card earlier this year. Starting on August 26, 2018, you'll only be eligible for a signup bonus from Marriott or SPG, but not both.
Citi recently launched the new American Airlines AAdvantage MileUp card. The card is a good entry level or product change option if you want to earn miles on groceries and American Airline purchases.
The US Open takes place on August 27-September 9, 2018 at the Louis Armstrong Stadium in Flushing, New York. American Express will be providing a handful of benefits that cardholders can enjoy. Be sure to pick up and activate an armband at the event to enroll in each benefit.
Get $250 via Acorns app when you signup to be an Airbnb host, Flying Blue deals, Discover removes price protection.
Starting August 26, 2018, new rules will be implemented for the Chase Marriott and Amex SPG cards. Most people are speculating that the implementation will be on Marriott's side and link loyalty program numbers to ensure consumers aren't stacking multiple benefits.
Bank of America has a good two-card setup if you plan on having your assets with them long-term. The points earning rates vary by reward tier, and the more assets you have, the higher your earning rate is.
The Marriott Rewards and Starwood Preferred Guest (SPG) loyalty programs will merge in August. With the new changes, should you keep your American Express SPG card?
American Express offers can be found when you login to your American Express account. Offers are targeted, so your mileage may vary. If you see an offer you like, be sure to add or enroll in the offer because they can run out. Prior to purchase, you must add or enroll in the offer to use it.