Traveling during the holidays and peak season can often lead to delayed flights. In this post, we compare the most popular travel credit cards and the trip delay benefits they provide. Each card has a different minimum delay time requirement before the benefit kicks in, which can range from 3 to 12 hours.
Contrary to popular belief, American Express cards do not offer trip delay insurance.
What is trip delay insurance?
Trip delay insurance is a benefit provided by select credit cards that reimburse you for reasonable expenses if your departure or return trip is delayed. Tickets made under the same reservation and covered card are usually provided up to $500 per ticket.
Covered hazards can include anything from equipment failure, weather delays, labor strikes, or hijacking. Layovers do not qualify for trip delay insurance because they are planned and not unexpected.
What is covered under trip delay insurance?
Each credit card is different, but reasonable expenses are eligible for reimbursement.
In general, expenses related to meals, lodging, toiletries, medications, and business necessities are covered for each person eligible for coverage. Check your card's benefits guide for specific details.
The Federal Reserve met earlier this month and reduced the Federal Funds rate by 0.25%. Reducing the rates resulted in a decrease of APY for high-yield savings and checking accounts across the board. Compare high-yield saving account rates.
Amex deals can be found after logging into your American Express online account. Scroll down to find targeted offers. To redeem an offer, be sure to click “Add to Card” before making the purchase.
The Chase IHG Rewards Club Premier card has a 80,000 point signup bonus and gives you a free anniversary night. Here's our review.
For a limited time, select American Express co-branded credit cards have increased offers for August.
The American Express cash back trifecta is a combination of cards that compliment each other’s point multipliers.
Best and worst Chase business credit cards. Business credit cards can be a great way to earn additional points on purchases you’re already making. Depending on the credit card, spend multipliers can include social ad spend, gas stations, restaurants, and office supply stores.
July Recap: Citi Removes Benefits, Changes to Amex Airline Credit, Equifax Settlement, and Capital One Data Breach
Plastiq is a service that lets you pay virtually any bill with a credit card. There is a 2.5% flat fee for all transactions, and there are a few payment type restrictions for each various credit card issuers.
Plastiq is a service that lets you pay merchants and bills with a credit card for a 2.5% fee. They’re currently running a promotion for new small businesses to earn $4,000 in fee-free dollars when they sign up through this link and verify their business with a representative.
A lot of our subscribers have both the Chase Sapphire Preferred or Chase Sapphire Reserve, and the American Express Gold Card. Is it a good strategy to have both cards?