Should You Keep the Amex SPG?

The Marriott Rewards and Starwood Preferred Guest (SPG) loyalty programs will merge in August. With the new changes, should you keep your American Express SPG card?

One of the new benefits of the Amex SPG is that you'll receive a free night on your card anniversary to redeem at a property worth up to 35,000 points. 

The two big questions are:

  1. Will you get positive expected value?
  2. What's the opportunity cost?

The new catalog includes properties from Marriott and SPG, which gives you a choice of over 6,300 properties. 

Marriott Portfolio

  • JW Marriott
  • Ritz-Carlton
  • Bulgari
  • Edition
  • Delta Hotels
  • Marriott
  • Marriott Vacation Club
  • Autograph Collection
  • Gaylord Hotels
  • Renaissance Hotels
  • Courtyard / Fairfield Inn / Protea / SpringHill
  • AC Hotels
  • Moxy Hotels

Starwood (SPG) Portfolio

  • St. Regis
  • Le Meridien
  • W Hotels
  • Westin
  • Sheraton
  • Luxury Collection
  • Four Points by Sheraton
  • Aloft
  • Element
  • Tribute Portfolio
  • Design Hotels

Should You Keep the Amex SPG Card?

  1. Check out new Marriott category chart changes here:
  2. Sort the chart from most expensive to least expensive for "new points requirements"
  3.  Go to page 2 and scroll down until you see 35,000 points
  4. Anything there onward is fine; make a list of 5-10 places you see yourself staying and the prices
  5. If most of the properties are more than $95, keep the Amex SPG card

One important note is that Marriott will add peak and non-peak season pricing in 2019, so prices are subject to change in the future. 

Editorial Note: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airlines or hotel chain, vendors or companies, and have not been reviewed, approved, or otherwise endorsed by any of these entities. 

UGC disclosure: These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.