Roundup: Amex Platinum 100k Offer via CardMatch, Hotel Deals, and Paying Taxes with PayPal

American Express Platinum and Ameriprise Amex Platinum = same product?

According to some data points, the vanilla Amex Platinum card and the Ameriprise Platinum cards are now considered the same product. 

This might affect people who currently hold the Ameriprise version and want to eventually obtain the vanilla version in the future. Because it's considered the same product, you may be ineligible for the vanilla signup bonus since you "already have the product."

The optimal strategy is to get the vanilla Amex Platinum card first for the signup bonus, and in the future, get the Ameriprise card. 

100k Amex Platinum Offer via CardMatch

The 100k Amex Platinum offer via CardMatch is back! CardMatch is a tool (you can find it on the top sidebar of this post) that matches you with pre-qualified offers. Sometimes, the CardMatch offers have increased signup bonuses based on your credit profile.

Be aware that most people who are targeted for the 100k offer usually don't have an existing relationship with American Express.

Click here to learn more about CardMatch

Paying taxes using PayPal

PayPal is a Q2 (April-June) cash back category for the Chase Freedom.

If you're someone who holds the Chase Freedom card and needs to make a tax payment between $1-$1,500, I recommend looking into PayUSATax because you can use PayPal and earn 5% cash back. 

PayUSATax = 1.97% card processing fee w/ $2.69 min fee

  • If payment = $50 AND If UR_value = 1 CPP then
    • fees = $2.69 (5.38%)
    • benefit = $2.50 (5%)
    • net = you LOSE money
  • If $1,500 payment AND If UR_value = 1.5 CPP then
    • fees = $29.55
    • benefit = $112.50
    • net = $82.95

One thing to be aware of is that there is minimum fee of $2.69 charged for using the service. Be sure you're getting positive expected value from this payment method. 

Learn more about how to pay your taxes with a credit card in this post. 

Luxury Space Hotel

If you have $792,000 laying around, you can reserve your spot on the first luxury hotel in outer space. 

The Aurora Station will be 200 miles above Earth and let you experience being an astronaut for 12 days. Learn more about the hotel here.

IHG Q2 Accelerate Program

Direct link to offer: https://www.ihg.com/content/us/en/offers/q2accelerate2018

The IHG Accelerate program helps you earn more points when you stay at IHG hotels from May 1 to July 31, 2018.

How to join the IHG Accelerate Program:

  1. Sign up on the IHG Accelerate Program offer page: https://www.ihg.com/content/us/en/offers/q2accelerate2018
  2. Log in to see what your offers are
  3. Complete the offers to earn points

The benefits of this program vary if you have any upcoming planned travel. Everyone will get a different offer for the accelerate program. Below is a screenshot of my offers.

 ihg accelerate offers

ihg accelerate offers

Marriott MegaBonus Promotion

Direct link to Marriott offer: http://www.marriott.com/rewards/promotion.mi?promotion=MZ18

From the offer page: 

"Starting with your third night, earn 750 bonus points on every night of every stay, up to 36,000 points. Register through June 30, 2018.

  1. Register by June 30, 2018
  2. Stay at any of our participating hotels and resorts worldwide between April 16 and July 20, 201
  3. Get 750 bonus points on every night of every stay, up to 36,000 points - starting with your third night."

SPG More Nights, More Starpoints Promotion

Direct link to SPG offer: https://www.spgpromos.com/morenights

  1. Register by June 30, 2018
  2. Stay at any of our participating hotels and resorts worldwide between April 16 and July 20, 201
  3. Get 250 bonus points on every night of every stay, up to 12,000 points - starting with your third night.

Marriott and SPG are having the same exact promotion.

Citi Banking Bonuses

Citi Bank is running a promotion to earn a $400 bonus when you deposit $15,000 and maintain the balance for at least 60 days.

Direct link to offer: https://banking.citibank.com/cbol/18/Q2/checking/400-600/Default.htm

  • Open a new checking and savings account in the Citibank Account Package between 4/1/18-6/30/18.
  • Within 30 days of opening your account deposit $15,000 new-to-Citibank funds into the checking or savings account. A minimum of $1,500 must be in the checking account and a minimum of $100 must be in the savings account.
  • Maintain a minimum balance of $15,000 in your eligible linked checking and savings account for 60 days.
  • Get $400 deposited to your account!

There's also a $600 banking bonus promotion if you deposit $50,000.

  • Open a new checking and savings account in the Citi Priority Account Package between 4/1/18-6/30/18.
  • Within 30 days of opening your account deposit $50,000 new-to-Citibank funds into the checking or savings account. A minimum of $5,000 must be in the checking account and a minimum of $100 must be in the savings account.
  • Maintain a minimum balance of $50,000 in your eligible linked checking and savings account for 60 days.
  • Get $600 deposited to your account!