HSBC Cash Rewards Mastercard credit card
- Annual fee: $0
- Signup bonus: $150 after you spend $500 within the first three months of account opening
- Earn 1.5% cash back on everything
- 10% Anniversary Bonus on all Cash Rewards earned once a year
- No foreign transaction fees
- No fee to add authorized users
You can view credit card offers by going to the "Credit Card Offers" tab. Find offers for the respective cards in "Cash Back Credit Cards." You don't have to use our links, but we're grateful when you do. Thank you for supporting AskSebby!
The HSBC Cash Rewards card earns 1.5% cash back on all purchases, and you'll receive a 10% bonus on your cash rewards each card anniversary.
When you consider the cash back bonus, the effective cash back is 1.65%.
- 1.5% cash back on everything
- 10% bonus of cash back (1.5% * 10% = 0.15%)
- Effective cash back = 1.65%
Unless you're going after cards for the $150 signup bonus, there are better cash back cards out there. For example, the Citi Double Cash card earns 2% cash back on all purchases, which is better than the 1.65% with the HSBC card.
The HSBC Cash Rewards card is a good option as a starter card, but it's hard to get good value in the longterm if you want to travel. Check out more start card options in this post.
How do Chase credit cards stack up against each other? Ask Sebby ranked every Chase credit card on the market based on intro bonus, year 2 viability, and product change options.
Chase Offers are targeted deals that you can find in your Chase account. Add the deal before you make a purchase and earn statement credit.
Enter to win a super limited edition Ask Sebby luggage tag!
The cards in my wallet rotate each month depending on if I open a new card or what my spending habits will be. Before we dive into what’s in my wallet, we want to say a huge THANK YOU for 100,000+ subscribers on YouTube!
Before applying to Chase credit cards, it’s important to understand the rules for applications (2/30 Rule), eligibility (5/24 Rule), and bonuses (once every 2 years).
American Express offers are targeted and vary based on the Amex credit card you have. Login to your account and scroll down to find them. Be sure to click “Add to Card” before you make the purchase, or the offer will not apply.
It’s recently come to light that Hilton Honors accounts are being hacked, and the stolen points are being used for purchases on Amazon. Hackers are breaking into Hilton accounts, linking it to an unaffiliated Amazon account, and then redeeming HHonors points for purchases.
The one year anniversary of the revamped American Express® Gold Card is quickly approaching, and people are starting to wonder if they should renew their card membership for another year.
A handful of travel companies have partnerships with the Lyft. Maximize each ride by linking your respective accounts and earn points whenever you take a Lyft.
The best travel credit cards that offer a $500+ signup bonus and have a no annual fee product change/downgrade path after the first 12 months.