Double dipping Chase applications use to be a popular practice for those in the mid-game of their credit card journey. The method was used to combine hard inquiries when you apply for two personal Chase credit cards in the same day.
As of September 2018, double dipping Chase applications no longer works. Technically, you could still do it, but it would result in your account being manually reviewed by Chase.
When Chase manually reviews your account, there are a few possible scenarios:
The first application is approved, and the second application is rejected
Both applications are initially approved, but then Chase will automatically close an account in the future
A Chase representative will call you to ask if you applied for both cards, and they might let you choose which card to keep open
Bottom line, double dipping Chase cards no longer works, and you shouldn’t do it unless you want eyes on your account.
Either way, this doesn’t change my Chase card strategy because I was probably going to apply for the cards regardless.
The Conrad Koh Samui is one of the best resorts in Koh Samui if you're looking for a secluded getaway. You can use Hilton Honors points, Free Weekend Night Certificates, or cash to book. The resort has a hotel side, along with residences that have spacious bedrooms and pool villas.
The cards in my wallet rotate each month based on if I apply for a new card to meet the minimum spend requirement, or if I’m optimizing for categories. For October, I have a few upcoming tech and travel purchases.
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Before applying to Chase credit cards, it’s important to understand the rules for applications (2/30 Rule), eligibility (5/24 Rule), and bonuses (once every 2 years).
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The optimal strategy for adding credit cards is to get Chase cards first due to the restrictive 5/24 rule, and then move on to other credit issuers. In this post, we’ll walk through the 9 best travel cards to get after finishing with Chase cards.
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