Gift Cards No Longer Work for Amex Airline Credits
American Express is no longer reimbursing gift cards for travel incidental credits. Read more about what qualifies for the Amex airline incidental fee credits in this post or watch the video below.
Citi REMOVES (Almost) All Benefits From Credit Cards
Citi used to be considered the best in class when it comes to trip delay and price protection. Starting on September 22, all Citi cards will no longer have useful benefits.
Watch the video below to learn more:
However, even though the travel protections are no longer there, the cards might be worth getting for the intro offers.
Learn how to fly a family of 4 to Hawaii (economy fare) for 7,500 points + $5.60 each in the video below:
The Hilton Honors American Express Surpass card has an increased offer of 130,000 Hilton points and a free weekend night. The typical offer does not include a free night.
Annual fee: $95
Welcome offer: 130,000 Hilton Honors bonus points and a free night reward after $4,000 in spend within the first 4 months of account opening
Increased offer expires on 8/28/2019
Earn 12X Hilton Honors points per $1 spent at Hilton hotels and resorts
Earn 6X Hilton Honors points per $1 spent at U.S. restaurants, U.S. supermarkets, and U.S. gas stations
Earn 3X Hilton Honors points on all other purchases
Earn a Weekend Night Reward after you spend $15,000 in purchases on your card in a calendar year
The media has been publicizing that you can get $125 by filing a claim in the Equifax Settlement. However, the Federal Trade Commission (FTC) recently admitted that you’re not likely getting anything close to that number. More people filed a claim than they expected.
There’s a $31 million pool for the settlement money, but 147 million people were affected.
If 1% of the 147 million people submit a cash claim, each person will only receive $21.09.
1% signup = 1.47 million people
= $21.09 each
10% signup = $2.11 each
100% signup = $0.21 each
Capital One Data Breach
Capital One recently had a large data breach. The best things you can do to protect yourself are:
Freeze your credit
Monitor your credit and be aware of any hard inquiries
How to Freeze Your Credit from All 3 Credit Bureaus:
Editorial Note: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airlines or hotel chain, vendors or companies, and have not been reviewed, approved, or otherwise endorsed by any of these entities.
UGC disclosure: These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.