Historic High Chase United Explorer Business Card 75,000 Point Offer

The United℠ Explorer Business Card currently has a historic high offer of 75,000 miles after $5,000 in spend within the first 3 months of account opening. Offer expires on 3/18/2019. The benefit of United miles is that they can be transferred to Star Alliance partners, so you’re not restricted to United Airlines.

United℠ Explorer Business Card

  • Welcome offer: 75,000 bonus miles after $5,000 in spend within the first 3 months of account opening

    • Offer expires on 3/18/2019

  • Annual fee: $95, waived the first year

  • Spending Multipliers:

    • 2 miles per $1 spent at restaurants, gas stations, and office supply stores

    • 2 miles per $1 on United purchases

    • 1 mile per $1 spent on all other purchases

  • Free checked bag when you a United flight using the card

  • 2 one-time United Club passes each year

  • Priority boarding for you and travel companions on the same United-operated reservation

  • No additional cost for employee cards

  • No foreign transaction fees

The United Explorer Business card is affected by the Chase 5/24 rule, but it doesn’t add to it. For example, if you have opened 5 cards from any credit issuer in the past 24 months, you won’t qualify for the card. You’ll need to be at 4/24 to open the card.

Value of Welcome Offer

United miles are worth 1.5 cents per point (CPP), so the 75,000 points welcome offer is a 22.5% return on spend.

  • Bonus value = 75,000 United * 1.5 CPP = $1,125

  • Return on spend = $1,125 value / $5,000 min spend = 22.5%

  • Annual fee = $95 (waived in the first year)

One of the disadvantages of the United Explorer Business card is that if you don’t get positive expected value after the first year, there is not a downgrade path. You’ll have to either keep or cancel the card.

If you decide to cancel, the card will not have an impact on your average age of accounts since it’s a business credit card.

Redemption Ideas

First and Business class redemption on Star Alliance partners start at 80,000 miles, one-way. Add 30,000 miles for First class when both Business class and First Class are offered.

image via https://www.united.com/web/en-US/apps/mileageplus/awards/travel/PrintAwardChart.aspx?O=US&D=JP&P=T

image via https://www.united.com/web/en-US/apps/mileageplus/awards/travel/PrintAwardChart.aspx?O=US&D=JP&P=T

The point redemption rates below are all for one-way Saver Award tickets on Star Alliance partners.

U.S. to Middle East:

  • 85,000 Business Class

  • 140,000 Business Class

US to Africa:

  • 80,000 Business Class

  • 130,000 First Class

US to Japan:

  • 80,000 Business Class

  • 110,000 First class

US to Europe:

  • 70,000 Business Class

  • 110,000 First class

US to Australia/New Zealand:

  • 90,000 Business Class

  • 130,000 Business Class

US to North Asia:

  • 80,000 Business Class

  • 120,000 First Class

Star Alliance Partners

United Airlines is a member of Star Alliance, so you can transfer United MileagePlus miles to a partner airline.

image via https://www.staralliance.com

image via https://www.staralliance.com

Star Alliance member airlines

  • Adria Airways

  • Aegean Airlines

  • Air Canada

  • Air China

  • Air India

  • Air New Zealand

  • ANA

  • Asiana Airlines

  • Austrian Airlines

  • Avianca

  • Avianca Brasil

  • Brussels Airlines

  • Copa Airlines

  • Croatia Airlines

  • EgyptAir

  • Ethiopian Airlines

  • EVA Air

  • LOT Polish Airlines

  • Lufthansa

  • SAS

  • Shenzen Airlines

  • Singapore Airlines

  • South African Airways

  • Swiss International

  • TAP Portugal

  • Thai Airways International

  • Turkish Airlines

  • United

Editorial Note: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airlines or hotel chain, vendors or companies, and have not been reviewed, approved, or otherwise endorsed by any of these entities. 

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