Discover is removing some key feature benefits from their credit cards starting on February 28, 2018. According to Discover, they are removing the benefits due to low usage among their cardholders. Below is an excerpt from my chat with Discover.
- Auto Rental Insurance $25k LDW: No new claims will be accepted after 5/29/18.
- Extended Product Warranty: Purchases made before 2/28/18 will be covered under the original terms and conditions for the benefit.
- Flight Accident: Flight purchases made before 2/28/18 will be covered under the original terms and conditions for the benefit.
- Purchase Protection: No new claims will be accepted after 7/13/18.
- Return Guarantee: No new claims will be accepted after 5/29/18.
In the past, I considered the Discover It as one of the top no annual fee credit cards to get, but the changes to protections hinder that.
The most significant impact on me is the extended warranty. I intentionally made a ton of electronic purchases with the Discover It card because of the extended warranty benefit. For extended warranty, purchases made before 2/28/18 will be covered under the original terms and conditions. This means that I'll have to re-evaluate which card to use for electronics moving forward.
Moving forward, the only time I plan on using the Discover It card is for the 5x categories and purchases that I don't need protection.
What are the rules for product changing a credit card? Can you upgrade a credit card within the first year? Product changing and upgrading FAQ.
The Citi Premier credit card currently has a 50,000 point offer (annual fee waived) and a 60,000 point offer ($95 annual fee NOT waived). Which one should you apply for?
Chase launched a new student credit card called the Chase Freedom Student. The new card is ideal for students with no credit history that want to build a relationship with Chase.
The cards in my wallet rotate each month depending on if I’m traveling, trying to meet minimum spend requirements, or optimizing for 5x quarters.
American Express recently sent out upgrade links to Hilton card members to upgrade their cards to the next tier. Should you take the upgrade offer?
Today is your last chance to apply for the Barclays Arrival Plus credit card. Barclays will pull the card from the market and stop taking new applications. Should you get the Barclays Arrival Plus card?
Starting on June 6, 2019, the American Express Gold Card will earn 4X points at restaurants worldwide. Cardmembers will now receive 4 points per dollar spent on dining globally.
The Platinum Delta SkyMiles® and the Delta Reserve® credit cards from American Express have access to the Miles Boost benefit that earns miles and MQMs after a certain spend is met each calendar year.
Thinking about closing or downgrading a credit card? Try calling the credit issuer's retention department to see if you can get a worthwhile offer. Here's everything you need to know about how to get a credit card retention offer.
All of the personal and business Delta credit cards by American Express have increased offers. Earn up to 80,000 Delta SkyMiles on select cards.