Discover is removing some key feature benefits from their credit cards starting on February 28, 2018. According to Discover, they are removing the benefits due to low usage among their cardholders. Below is an excerpt from my chat with Discover.
- Auto Rental Insurance $25k LDW: No new claims will be accepted after 5/29/18.
- Extended Product Warranty: Purchases made before 2/28/18 will be covered under the original terms and conditions for the benefit.
- Flight Accident: Flight purchases made before 2/28/18 will be covered under the original terms and conditions for the benefit.
- Purchase Protection: No new claims will be accepted after 7/13/18.
- Return Guarantee: No new claims will be accepted after 5/29/18.
In the past, I considered the Discover It as one of the top no annual fee credit cards to get, but the changes to protections hinder that.
The most significant impact on me is the extended warranty. I intentionally made a ton of electronic purchases with the Discover It card because of the extended warranty benefit. For extended warranty, purchases made before 2/28/18 will be covered under the original terms and conditions. This means that I'll have to re-evaluate which card to use for electronics moving forward.
Moving forward, the only time I plan on using the Discover It card is for the 5x categories and purchases that I don't need protection.
Square Cash is a peer-to-peer payment app similar to Venmo, and they recently launched a new rewards program called Cash Boost.
With Cash Boost, you will receive instant cash back when you use your Cash Card at a handful of retailers, along with coffee shops. You can only select one Boost at a time, and Boosts can be swapped every 24 hours.
American Express has co-branded Marriott and Hilton credit cards that offer free anniversary night certificates. Which Amex hotel card should you get? We compare the Amex Hilton Aspire, Hilton Ascend, Hilton Business, Marriott Bonvoy Brilliant, and the Marriott Bonvoy Business cards.
How to cancel a credit card without hurting your score. The right way to cancel a credit card, and alternative options to consider.
A “keeper” hotel credit card is one that gives you positive expected value each year by outweighing the annual fee, and ideally, comes with a free anniversary night.
Pi Day sales for Delta and Marriott.
Citi Bank is currently running a banking promotion to earn 30,000 American Airlines AAdvantage miles after spending $400 and downloading the Citi Mobile App.
The United℠ Explorer Business Card currently has a historic high offer of 75,000 miles after $5,000 in spend within the first 3 months of account opening
If you're looking to build credit, which secured credit card should you get? Here's our analysis of secured credit cards from major issuers.
New Chase Freedom deals, Chase Pay offers, IHG Select upgrade offers, and Savor one bonus decreasing
The Gold Delta Amex (60k), Platinum Delta Amex (75k), and the Delta Reserve Amex (40k) have increased welcome offers until 4/3/2019.