Chase Marriott Rewards Premier Plus vs. Amex SPG: Which One Should You Get?

The Amex SPG was refreshed in August, and Marriott released the Marriott Rewards Premier Plus card earlier this year. Starting on August 26, 2018, you'll only be eligible for a signup bonus from Marriott or SPG, but not both.

As a side note, I unofficially call it the "One Lane Rule" since you can only select one path. Learn more about the "One Lane Rule" in this post. 

 
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Chase Marriott vs. Amex SPG

With the recent changes, should you get the Amex SPG or Chase Marriott card?

Spending Multipliers

Both the Chase Marriott and Amex SPG personal cards will earn 6X points on purchases at Marriott/SPG, and 2X on everything else.

It's important to note that both cards earn Marriott points. 

Free Anniversary Night

Both cards will give you a free anniversary night upon card renewal. Use the free night at any property that's worth up to 35,000 points. 

See which properties are you can redeem the free night by sorting through the new reward chart: https://points-redemption.marriott.com/category-change

Hotel Status

Both cards automatically grant you Silver status at Marriott/SPG properties. 

To earn Gold status through the Amex SPG card, you'll need to spend $30,000 in 2018, and $35,000 in 2019. Spend is based on the calendar year.

To earn Gold status through the Chase Marriott card, you'll need to spend $35,000 within your card membership year. 

For cardholders that travel often, both cards will issue 15 eligible nights towards status. It's important to note that the nights help you earn status, but you can't actually redeem them for a stay.

If you want Gold status but you don't foresee yourself spending $35,000 within one year, I recommend waiting for the Amex SPG Luxury card that launches on August 26. The Amex SPG Luxury card will automatically grant you Gold status.

Conclusion

When you compare the Chase Marriott to the Amex SPG card, you'll notice that the cards are almost exactly the same regarding spending multipliers and free night certificates. 

The main difference is that one is an American Express card and the other is a Chase card. Pick the card you want based on the back-end benefits (i.e., extended warranty, price protection, offers, etc.) and your long-term card strategy.



Editorial Note: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airlines or hotel chain, vendors or companies, and have not been reviewed, approved, or otherwise endorsed by any of these entities. 

UGC disclosure: These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.