Chase Freedom Q1 2019 5% Categories: Gas Stations, Tolls, and Drugstores

Chase recently announced the 5% cash back categories for Q1 2019 (January-March). Be sure to log in to your Chase account and active the quarter to qualify for the 5% cash back on select categories. Earn 5% on up to $1,500 in combined purchases from the categories when you activate the quarter.

Chase Freedom®

The Chase Freedom 5% cash back categories for Q1 2019 are gas stations, tolls, and drugstores. I appreciate that the Chase Freedom categories are different than the Discover It categories.

5% Cashback is worth even more when you pool Ultimate Reward points to the Chase Sapphire Preferred, Chase Sapphire Reserve, or Chase Ink Preferred and redeem for travel.

Gas Stations

If you own a car and purchase gas frequently, I recommend stocking up on gift cards from the gas station to buy gas. Some people buy up to $1,500 in gas gift cards since they know they’ll use it throughout the year.

For urban areas, most 7 Eleven stores code as a gas station, even though there’s not a pump connected. 7 Elevens usually have a gift card selection from third-party stores like Amazon.com, T-Mobile, and iTunes. I don’t recommend buying cash equivalents like Visa or Amex gift cards.

If you’re not sure if the merchant will code as a gas station, make a small transaction and see what the purchase codes as on your statement.

An alternative method is to look up the merchant using the Visa Supplier Locator: https://www.visa.com/supplierlocator-app/app/

Drugstores

Drugstores like CVS and Walgreens also sell third-party gift cards to maximize the quarter.

I recommend only buying gift cards up to 6-12 months in advance. Your purchasing habits can change over the year, and it would suck to be stuck with gift cards you won’t use.

Another factor to consider when buying gift cards is the opportunity cost. For example, some drugstores may sell gift cards to Whole Foods, but if you pay with the Cash Card Boost from Cash App, you can save 10% on the purchase instead.

Try Cash App using our code and we'll both get $5 when you send $5: https://www.asksebby.com/cashapp Promo code PNFWRFW

Tolls

The Tolls category is straight-forward. If you don’t have a car or you don’t use tolls, focus on maximizing the other categories.



Editorial Note: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airlines or hotel chain, vendors or companies, and have not been reviewed, approved, or otherwise endorsed by any of these entities. 

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