Best Ways to Earn Hotel Points for Free Nights in the Maldives

The Maldives is a popular destination for dream vacations or a honeymoon. In this post, we’ll cover how to accumulate enough points using a Chase credit card set up to plan a trip to the Maldives.

Flights to the Maldives

If you’re planning on redeeming points for a business or first-class flight to the Maldives, I recommend looking at cards outside of Chase once you’re finished with Chase 5/24.

Alaska, American Airlines, and American Express cards and their points are ideal for business and first-class redemption. Be aware that it costs approximately 100,000 points for a round trip flight, per person. This means that each person will have to add at least 2 cards to accumulate enough points through welcome offers and spend.

Scroll down to the end of the post to see the strategy for economy flights.

Hotels in the Maldives

One of the benefits of Chase Ultimate Rewards is that they transfer to World of Hyatt points at a 1:1 rate.

You’ll need one of the following cards to access transfer partners:

  • Chase Sapphire Preferred

  • Chase Sapphire Reserve

  • Chase Ink Preferred

The Park Hyatt Maldives Hadahaa retails between $500 to $1,000 per night, depending on the season.

  • Peak (summer) = Dec to Apr

    • ~$700 to $800 / night

  • Off-Peak (monsoon) = May to Aug

    • ~$500 / night

  • Shoulder (value?) = Sept to Nov

    • ~$600 / night

If you want to redeem points instead of paying the retail cash rate, the standard base room will cost 30,000 Hyatt points per night.

Using points at aspirational properties like the Park Hyatt Maldives is a prime example of how to get 2 cents per point in value.

Earn Hyatt points faster with the World Of Hyatt Credit Card.

  • 1 Free night every card member anniversary to use at a Category 1-4 Hyatt hotel or resort

  • 9X points for every $1 spent on Hyatt hotels

  • 2X for dining/cafes/coffee shops

  • 2X for airline tickets (directly w/ airlines)

  • 2X for local transit/commuting/taxis/tolls/rideshare

  • 2X for fitness/gym

 

Earning Hotel Points for the Maldives

Since Hyatt is a Chase transfer partner, using a Chase credit card set up is one of the best ways to plan a trip for the Maldives.

In the spreadsheet below, we’ll walk through Player 1 and Player 2 scenarios.

Download a copy of the spreadsheet here: http://bit.ly/2LDhH7X

 1 Player Mode = Hotel Only

If your Player 2 doesn’t want to add any cards, or Player 2 is ineligible for Chase cards, then the optimal strategy is to add the World of Hyatt and Chase Sapphire Preferred cards.

Chart 1.JPG

As of July 5, the World of Hyatt offer is 50,000 points after $6,000 in spend within 3 months of account opening (offer subject to change). The Chase Sapphire Preferred will earn 60,000 UR points after $4,000 in spend within the first 3 months of account opening.

With the bonus points and points earned from minimum spend, you’ll accumulate 120,000 points. Transfer the Chase UR points to Hyatt, and the points will cover a 4-night stay.

2 Player Mode = Hotel Only

With 2 Players, if both earn the welcome offers for the World of Hyatt and Chase Sapphire Preferred cards, it will yield a total of 240,000 points. At 30,000 points per night, this will give you 8 nights in the Maldives.

Depending on your preferences, 8 nights in the Maldives might be too long. Keep in mind that you’ll also have to pay for meals there, which can be expensive.

Chart 2.JPG

2 Player Mode = Flights + Hotels

If you’re looking to redeem points for flights, one player should get the Chase Sapphire Reserve to get the 1.5x travel redemption through the Chase travel portal.

I also suggest adding a Chase Freedom card for the 15,000 welcome offer and 5x select category multipliers each quarter you activate.

Chart 3(1).JPG

For the flights example, a round trip economy flight from JFK to MLE retails for $864. If you book the same flight through the Chase Travel Portal via Chase Sapphire Reserve, you’ll need 57,600 UR points (per person).

  • $864/1.5*100 = 57,600 Chase UR points

  • = 115,200 total for 2 people round trip

Google Flights.JPG

One of the benefits of flying Etihad through Abu Dhabi is that you can request a stopover at a discount.

Etihad 1.JPG

Business Credit Cards

If you are eligible for business credit cards, Chase Ink cards are worth considering since welcome offers start at 50,000 points.

Ink Business Preferred℠ Credit Card

  • Annual fee: $95

  • Welcome offer: 80,000 Ultimate Rewards points ($1,000 in travel) after $5,000 in spend within the first 3 months of account opening

  • Spending Multipliers:

    • Earn 3X points on travel*

    • Earn 3X points on shipping*

    • Earn 3X points on internet, cable, and phone services*

    • Earn 3X points on social media ads and search engines*

    • Earn 1X points on all other purchases

         *on up to $150,000 in combined category purchases per card member year

  • Cell phone protection


Ink Business Cash℠ Credit Card

  • Annual fee: $0

  • Welcome bonus: 50,000 Ultimate Rewards points after $3,000 in spend within the first 90 days of account opening

  • Spending Multipliers:

    • Earn 3X points on internet, cable, and phone services*

    • Earn 2X points on gas stations and restaurants*

    • Earn 1X points on all other purchases

           *on up to $25,000 in combined category purchases each cardmember year


Ink Business Unlimited℠ Credit Card

  • Annual fee: $0

  • Sign-up bonus: 50,000 Ultimate Rewards points after $3,000 in spend within the first 90 days of account opening

  • Spending Multipliers: Earn unlimited 1.5X on all purchases






Editorial Note: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airlines or hotel chain, vendors or companies, and have not been reviewed, approved, or otherwise endorsed by any of these entities. 

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