TAB Bank: 4% APY Checking Account
TAB Bank currently has the highest checking account APY, but it does require monthly activity to qualify for the 4% interest rate.
Earn 4% APY* on balances up to $50,000
To qualify for the 4% APY, you must fulfill the following requirements each month:
At least 1 direct deposit, ACH payment, or bill pay transaction(s)
At least 15 debit card purchases**
Direct link to offer: https://www.tabbank.com/kasasa-cash-checking/
To meet the monthly 15 debit card purchase requirements, I recommend looking into Amazon gift card reloads in $5 increments.
To do an Amazon gift card reload, go here and click on “gift cards”: https://amzn.to/2W8qkK3
The following activities do not count toward earning account rewards:
transfers between accounts
debit card purchases less than $5.00
debit card purchases processed by merchants and received by our bank as ATM transactions
non-retail payment transactions and purchases made with debit cards not issued by our bank.
“Monthly Qualification Cycle” means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle.
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Redneck Bank: 2.50% APY
Redneck Bank is an FDIC insured bank that has a 2.50% APY Mega Money Market account that requires no additional work.
To earn the 3.00% APY, you’ll need to open a checking account and fulfill monthly requirements.
Check out Redneck Bank here: https://redneck.bank/
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