The Amex Green card is one of the most misunderstood cards because, in the early game, it's not the starter ideal card, but it's good for someone that's late in the credit card game.
- Annual fee: $95, waived the first year
- Earn 2x on purchases made through Amex Travel
- Earn 1x on everything else
You do receive a few more benefits from Amex cards as a whole like return protection and extended warranty, but you can also get these benefits from other no annual fee Amex cards.
The reason why the Green card not a good entry level card is that there are other cards in the Amex family that give more benefits, like the Everyday card. The EveryDay card is a good starter card because it earns Membership Rewards points that you can use for travel in the future.
By upgrading the Green card, that means you can qualify for another bonus. For example, if you previously had the Amex PRG card and canceled it, and you have the Green card with an upgrade offer for the PRG, you can essentially get another bonus for the PRG.
Amex has a once in a lifetime signup bonus rule, so by applying for the Green card after having the Platinum and PRG cards, you can get two extra bonuses by upgrading the Green card over time.
- Platinum card = 1 signup bonus
- PRG card = 1 signup bonus
- Green card = 1 signup bonus
- Upgrade offer to PRG = 1 upgrade bonus
- Upgrade offer from PRG to Platinum = 1 upgrade bonus
If you are confused by this, I recommend watching the Amex Rules video to learn more.
The ideal time to start building your credit is when you’re a student because it will set you up for success in the long-term. Here’s an analysis of the best student credit cards on the market.
The Crystal Visa Infinite credit card by City National Bank is one of the few Visa Infinite cards on the market with access to the Visa Infinite Discount Travel Portal. Although the card has been on the market for a while, I haven’t reviewed it yet because it has a unique underwriting process, and there is not always a signup bonus available.
The cards in my wallet rotate each month depending on if there’s a new 5% cash back category or if I’m trying to hit the minimum spend on a new credit card. For the month of September, I have the Cash Card, Amex SPG Luxury card, Chase Sapphire Reserve, and my Costco card.
Best Western is a global budget-friendly hotel chain that has a status match program. If you have status at any other hotel loyalty program, you can status match to Best Western Elite.
The Discover It and Chase Freedom are cards that feature rotating 5X cash back categories each quarter you activate. Earn 5X on up to $1,500 in combined category purchases for each card.
Chase 5/24 has an unofficial rule that states that if you have opened 5 or more credit cards from ANY credit issuer in the past 24 months, you will not be eligible for select Chase cards. In the past year, Chase has added a handful of new cards, and application rules have also changed.
Increased bonuses of the month highlight keeper cards that have a higher than usual intro offer. This month features the IHG Rewards Club Premier, Amex Hilton Aspire, and the Amex SPG Business cards.
Priority Pass Select is a benefit that’s offered with select premium travel credit cards. Be aware that the benefit level may vary based on the credit cards you have.
If you're someone who flies JetBlue and is invested in their credit card ecosystem, there is a 2-card set up available to optimize for points. The Barclays JetBlue Plus + JetBlue Business 2-card setup is interesting because the 10% rebates stack, meaning you get a 20% rebate if you hold both cards.
After much anticipation, The Hyatt Regency Bali is currently taking reservations for 2019! It's a Category 1 hotel, so it will only cost 5,000 Hyatt points per night