The Amex Green card is one of the most misunderstood cards because, in the early game, it's not the starter ideal card, but it's good for someone that's late in the credit card game.
- Annual fee: $95, waived the first year
- Earn 2x on purchases made through Amex Travel
- Earn 1x on everything else
You do receive a few more benefits from Amex cards as a whole like return protection and extended warranty, but you can also get these benefits from other no annual fee Amex cards.
The reason why the Green card not a good entry level card is that there are other cards in the Amex family that give more benefits, like the Everyday card. The EveryDay card is a good starter card because it earns Membership Rewards points that you can use for travel in the future.
By upgrading the Green card, that means you can qualify for another bonus. For example, if you previously had the Amex PRG card and canceled it, and you have the Green card with an upgrade offer for the PRG, you can essentially get another bonus for the PRG.
Amex has a once in a lifetime signup bonus rule, so by applying for the Green card after having the Platinum and PRG cards, you can get two extra bonuses by upgrading the Green card over time.
- Platinum card = 1 signup bonus
- PRG card = 1 signup bonus
- Green card = 1 signup bonus
- Upgrade offer to PRG = 1 upgrade bonus
- Upgrade offer from PRG to Platinum = 1 upgrade bonus
If you are confused by this, I recommend watching the Amex Rules video to learn more.
Choosing the right starter credit cards is important to lay the foundation of your credit history. A good starter card typically doesn't have an annual fee, and it allows you to accumulate cash back or points with your purchases.
Optimal strategy on where to redeem IHG points at Kimpton Hotel properties.
Friday roundup: flight deals from Southwest and Alaska Airlines, Acorns is running a $1,000 referral program, and how to challenge car rental status.
It's no secret that JPMorgan Chase has some of the best credit cards out there for travel. If you're just starting out on your credit journey, then I recommend building a relationship with Chase as soon as possible to start earning points. Here's a genral roadmap on how to get started.
It's the start of Q1 2018 and banks are trying to acquire new customers with generous checking bonuses. We've gathered a list of personal checking bonuses that are available throughout the nation.
The American Express Centurion Lounge at HKG features a locally-inspired menu, dedicated work areas, and a reserved area for Centurion card holders.
If you've been thinking about getting a new credit card in 2018, but you're not sure how to meet the minimum spend requirements to get the sign-up bonus, here are a few ideas.
For the month of January, the Chase Sapphire Reserve, Chase Freedom, Discover It, and the Amex Mercedes-Benz card. Here's how I plan to optimize the cards.
The Discover It 5% cash back categories are gas stations and wholesale clubs for Q1 2018. Here's the optimal strategy if you have the Chase Freedom and the Discover It.
Singapore Changi International Airport has three SATS Premier Lounges. The lounge in Terminal 2 won the Priority Pass 2017 Asia Pacific Airport Lounge of the Year Award.