Word on the street is that the “ new Amex Gold Card is the CSR killer.” The Amex Gold card earns 4X at US Restaurants and US Supermarkets (up to $25,000/year), which is competitive to the 3X spending multiplier on dining from the Chase Sapphire Reserve.
We created a calculator to get to the bottom of this. Should you get the new Amex Gold or a Chase Sapphire card?
Amex Gold Card vs. Chase Sapphire Cards
Ask Sebby crunches the numbers for you to calculate the Expected Value of the Amex Gold Card and the Chase Sapphire cards. For the expected value of points, we calculate the approximate dollar value based on the numbers you enter in the calculator.
How to use the calculator:
Access the calculator here: http://bit.ly/2P1dT2D
File -> “Copy” or “Save As” to make a copy for yourself
Only input values in the YELLOW cells. The other cells have formulas in them, and messing with the formulas can corrupt the calculations.
Watch the video below for a walk through of the calculator:
The Federal Reserve met earlier this month and reduced the Federal Funds rate by 0.25%. Reducing the rates resulted in a decrease of APY for high-yield savings and checking accounts across the board. Compare high-yield saving account rates.
Amex deals can be found after logging into your American Express online account. Scroll down to find targeted offers. To redeem an offer, be sure to click “Add to Card” before making the purchase.
The Chase IHG Rewards Club Premier card has a 80,000 point signup bonus and gives you a free anniversary night. Here's our review.
For a limited time, select American Express co-branded credit cards have increased offers for August.
The American Express cash back trifecta is a combination of cards that compliment each other’s point multipliers.
Best and worst Chase business credit cards. Business credit cards can be a great way to earn additional points on purchases you’re already making. Depending on the credit card, spend multipliers can include social ad spend, gas stations, restaurants, and office supply stores.
July Recap: Citi Removes Benefits, Changes to Amex Airline Credit, Equifax Settlement, and Capital One Data Breach
Plastiq is a service that lets you pay virtually any bill with a credit card. There is a 2.5% flat fee for all transactions, and there are a few payment type restrictions for each various credit card issuers.
Plastiq is a service that lets you pay merchants and bills with a credit card for a 2.5% fee. They’re currently running a promotion for new small businesses to earn $4,000 in fee-free dollars when they sign up through this link and verify their business with a representative.
A lot of our subscribers have both the Chase Sapphire Preferred or Chase Sapphire Reserve, and the American Express Gold Card. Is it a good strategy to have both cards?
Editorial Note: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airlines or hotel chain, vendors or companies, and have not been reviewed, approved, or otherwise endorsed by any of these entities.
UGC disclosure: These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.