The American Express Delta Reserve credit card currently has a historic high offer, but it might not make sense for most people to get the card.
Unless you're trying to get airline status with Delta Airlines, there are a few alternatives to the Delta Reserve at the end of this post.
American Express Delta Reserve
- Annual fee: $450
- Signup bonus: 40k Delta SkyMiles + 10k MQMs
- Complimentary access to Delta Sky Club for yourself, and $29 per guest for up to two guests when flying on Delta
- Earn 2x on Delta purchases
- First bag checked free
- No foreign transaction fees
- Delta Reserve annual companion certificate upon renewal of your card
- Earn 15k MQMs and 15k miles after you spend $30,000 on your Delta Reserve card in a calendar year
- Earn an extra 15k MQMs + 15k miles after you spend $60,000 on your Delta Reserve card in a calendar year
Amex Delta Reserve Signup Bonus Value
- Normal offer = 10k Delta SkyMiles + 10k MQMs
- Current offer = 40k Delta SkyMiles + 10k MQM's
Delta miles are usually valued at 1.2 cents per point, so the historic high signup bonus is valued at $480.
40k Delta * 1.2 cents per point = $480 in value
$450 Annual Fee
The reason why I don't recommend the Delta Reserve to most people is because of the hefty $450 annual fee.
Other premium credit cards that have a high annual fee usually come with a travel credit that helps offset the annual fee, but the Delta Reserve doesn't come with any travel credits.
Delta Sky Club
One of the biggest benefits of the Delta Reserve card is that you have access to the Delta Sky Club every time you fly Delta Airlines.
Be aware that the complimentary admission only applies to the cardholder, and any additional guests will be $29 each.
The two guests must be flying Delta Airlines, and any children under 2 years of age may accompany the card member for free.
Delta Airlines Gold Status
Unless you fly a ton, I don't recommend trying to get airline status. Below is an outline on the optimal strategy of how to get Gold status using credit cards.
Delta Gold Status Requires:
a) 50,000 MQMs (or 60 segments)
b) MQD waiver (or $6,000 qualifying dollars spent on Delta per year)
To earn Gold status without flying, you would need to signup for four credit cards, hit the minimum spend requirements for each card and also spend an additional $25,000 to earn the Delta Platinum Miles Boost.
Gold Status Strategy
Min spend for:
- Delta Platinum = 10,000 MQMs
- Delta Platinum Business = 10,000 MQMs
- Delta Reserve = 10,000 MQMs
- Delta Reserve Business = 10,000 MQMs
- Delta Platinum Miles Boost = 10,000 MQMs (after $25,000 spend)
This (insane list) fulfills the 50k MQMs and the MQD waiver.
You can view credit card offers by going to the "Credit Card Offers" tab. Find offers for the respective cards in "Travel Credit Cards" and "Airline Credit Cards." You don't have to use our links, but we're grateful when you do. Thank you for supporting AskSebby!
Alternatives to the Delta Reserve
American Express Platinum
The Amex Platinum card has a $550 annual fee, but it comes with a handful of travel credits to offset the fee. You can also access the Delta Sky Club lounges with the Amex Platinum every time you fly Delta.
See if the Amex Platinum is worth it for you by using this calculator.
American Express Platinum Delta
The Amex Platinum Delta card offers some of the same perks as the Delta Reserve, but with a significantly lower annual fee. Learn more about the Platinum Delta in this post or watch the video below.
Amex Gold Delta
The Amex Gold Delta card offers a free checked bag and priority boarding. The main benefit is that the $95 annual fee is waived the first year, which makes the card more appealing. Learn more about the Gold Delta card in this post or watch the video below.