The Royal Caribbean credit card offers a sign-up bonus equivalent to $100, but are you better off with an alternative travel card?
- No annual fee
- Sign-up bonus: Earn 10,000 bonus points after you make a transaction in the first 65 days; bonus valued at $100 in onboard credit
- Earn 2x per $1 spent on Royal Caribbean and their sister brands
- Earn 1x on everything else and redeem on all three cruise lines
- Redeem MyCruise points for Royal Caribbean, Celebrity and Azamara onboard credits, stateroom upgrades, discounts, cruises and more.
2x back on purchases
Instead of being limited to earning 2x back on Royal Caribbean purchases, why not get a card like the Citi Double Cash to earn 2x on ALL purchases?
With the Citi Double Cash, you earn points that can be redeemed for statement credit/cash, which is better than being limited to redeeming points on a cruise.
No annual fee and no foreign transaction fees
The Royal Caribbean card and the Citi Double Cash card are both no annual fee cards. The Double Cash does have foreign transaction fees, but you can always use an alternative card.
The $50 airfare discount is only applicable to Air2Sea flights and not flexible like alternative cards.
Keep in mind that this discount is only available if you qualify for the Visa Signature card, which requires a being approved for a credit limit of $5,000 or more.
The main issue is Bank of America offers alternative credit cards like the MLB series that offer you $100 cash sign-up bonus.
Instead of getting the Royal Caribbean card, there are better alternative travel credit cards that are worth looking into. The Chase Sapphire Preferred earns 2x back on travel, and the Discover It card offers discounts on cruises.
The American Express Delta Reserve credit card currently has a historic high offer of 40k Delta SkyMiles + 10k MQMs.
American Express is offering a handful of benefits to cardmembers attending Coachella this year. It's one of their many initiatives to capture the millennial market by coming up with creative ways to enhance events.
The Discover It 5% cash back category for Q2 (April-June) 2018 is grocery stores. As a reminder, you need to activate the 5% promo to receive the cashback bonus. Earn up to 5% on up to $1,500 in combined category purchases when you activate.
In some of my past posts about building credit, some readers have mentioned that credit cards are not the only way to build credit. There are other ways to build credit, for example, student loans, mortgage payments, and auto loans, but credit cards are one of the more accessible routes.
Southwest California Millions Sweepstakes, Amazon is launching a co-branded credit card, and Delta is having a a award sale.
Iberia Airlines just announced a partnership with JPMorgan Chase and released the new Chase Iberia Plus credit card.
The Amex Gold Delta SkyMiles card currently has an increased offer of 60,000 miles. Earn 50,000 miles when you spend $2,000 within the first three months, and an earn an additional 10,000 miles after spending an additional $1,000 within the first six months. You'll also receive a $50 statement credit for a Delta purchase.
The cards in my wallet rotate each month depending on if I get approved for a new credit card, or if I'm trying to maximize a 5x category. This month, I added the new Amex Hilton Aspire card.
The Amex Platinum Delta card currently has a historic high offer of 70k bonus points. The offer ends on March 28, 2018.
The Chase Freedom 5x categories for Q2 2018 are grocery stores, PayPal, and Chase Pay.