The Royal Caribbean credit card offers a sign-up bonus equivalent to $100, but are you better off with an alternative travel card?
- No annual fee
- Sign-up bonus: Earn 10,000 bonus points after you make a transaction in the first 65 days; bonus valued at $100 in onboard credit
- Earn 2x per $1 spent on Royal Caribbean and their sister brands
- Earn 1x on everything else and redeem on all three cruise lines
- Redeem MyCruise points for Royal Caribbean, Celebrity and Azamara onboard credits, stateroom upgrades, discounts, cruises and more.
2x back on purchases
Instead of being limited to earning 2x back on Royal Caribbean purchases, why not get a card like the Citi Double Cash to earn 2x on ALL purchases?
With the Citi Double Cash, you earn points that can be redeemed for statement credit/cash, which is better than being limited to redeeming points on a cruise.
No annual fee and no foreign transaction fees
The Royal Caribbean card and the Citi Double Cash card are both no annual fee cards. The Double Cash does have foreign transaction fees, but you can always use an alternative card.
The $50 airfare discount is only applicable to Air2Sea flights and not flexible like alternative cards.
Keep in mind that this discount is only available if you qualify for the Visa Signature card, which requires a being approved for a credit limit of $5,000 or more.
The main issue is Bank of America offers alternative credit cards like the MLB series that offer you $100 cash sign-up bonus.
Instead of getting the Royal Caribbean card, there are better alternative travel credit cards that are worth looking into. The Chase Sapphire Preferred earns 2x back on travel, and the Discover It card offers discounts on cruises.
The ideal time to start building your credit is when you’re a student because it will set you up for success in the long-term. Here’s an analysis of the best student credit cards on the market.
The Crystal Visa Infinite credit card by City National Bank is one of the few Visa Infinite cards on the market with access to the Visa Infinite Discount Travel Portal. Although the card has been on the market for a while, I haven’t reviewed it yet because it has a unique underwriting process, and there is not always a signup bonus available.
The cards in my wallet rotate each month depending on if there’s a new 5% cash back category or if I’m trying to hit the minimum spend on a new credit card. For the month of September, I have the Cash Card, Amex SPG Luxury card, Chase Sapphire Reserve, and my Costco card.
Best Western is a global budget-friendly hotel chain that has a status match program. If you have status at any other hotel loyalty program, you can status match to Best Western Elite.
The Discover It and Chase Freedom are cards that feature rotating 5X cash back categories each quarter you activate. Earn 5X on up to $1,500 in combined category purchases for each card.
Chase 5/24 has an unofficial rule that states that if you have opened 5 or more credit cards from ANY credit issuer in the past 24 months, you will not be eligible for select Chase cards. In the past year, Chase has added a handful of new cards, and application rules have also changed.
Increased bonuses of the month highlight keeper cards that have a higher than usual intro offer. This month features the IHG Rewards Club Premier, Amex Hilton Aspire, and the Amex SPG Business cards.
Priority Pass Select is a benefit that’s offered with select premium travel credit cards. Be aware that the benefit level may vary based on the credit cards you have.
If you're someone who flies JetBlue and is invested in their credit card ecosystem, there is a 2-card set up available to optimize for points. The Barclays JetBlue Plus + JetBlue Business 2-card setup is interesting because the 10% rebates stack, meaning you get a 20% rebate if you hold both cards.
After much anticipation, The Hyatt Regency Bali is currently taking reservations for 2019! It's a Category 1 hotel, so it will only cost 5,000 Hyatt points per night