It’s possible to combine hard inquiries when you apply for two credit cards from the same issuer on the same day. Here are the most frequently asked questions.Read More
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Minimum spend refers to meeting a set spend requirement on a new credit card to receive the signup bonus. The landscape changes quickly, so we'll most likely create a monthly video about new strategies.Read More
Wells Fargo recently refreshed the Propel credit card to add more benefits. The card has a historic high signup bonus worth $300, and if you have right two-card setup from Wells Fargo, it could be worth $450.Read More
Marriott and SPG will roll out their merged program and rewards starting on August 1, 2018. If you have SPG Starpoints, they'll be converted to Marriott Rewards at a 1:3 ratio. We'll cover the optimal strategy on how to use Starpoints if you have a redemption in mind.Read More
Ask Sebby covers a wide range of topics from credit 101 to advance optimization strategies, but the mistake I often see is beginners trying to implement advance level strategies when they have a thin credit file.Read More
American Express has a handful of underrated perks that don't get the attention they deserve. The great thing about these "secret" perks is that you can have any core American Express or co-branded card to take advantage of them.Read More