Best High-Yield Savings Accounts

The ideal savings account is one where you can park your money and earn an above average interest rate. Traditional brick and mortar banks typically offer 0.01% interest on savings account.

Save smarter with an online high-yield savings account. Earn more than 2% interest on your money, with the flexibility to withdraw when you need it.

Compare Savings Accounts


Marcus by Goldman Sachs: 2.15% APY

Marcus is Goldman Sachs’ consumer banking arm that offers a competitive 2.15% APY high-yield savings account.

Since Marcus is an online bank, they can save on overhead costs like maintaining a physical branch and pass the savings onto its customers.

The main benefit of Marcus is that it’s widely accessible to everyone since the minimum opening deposit to earn the 2.15% APY is only $1.


  • 2.15% APY

  • $1 Minimum opening requirement

  • No monthly fees

  • No fees for transactions



  • No physical branches

  • No mobile app

  • No checking account options

  • No ATM network

  • Customer service is only available on weekdays

PNC Bank: 2.35% APY

The PNC Bank high-yield savings account is only available in certain states where they do not have a market presence. The minimum balance to earn the high-interest rate is $1.

If you’re looking to earn points on a credit card, you can use a credit card to initially fund the account up to $2,000.


  • 2.35% APY

  • $0 Minimum opening requirement

  • $0 Minimum balance

  • $0 Monthly service charge

  • Mobile app

  • Mobile check deposit

  • Initial deposit fundable via credit card



  • Account must be open for at least 180 days, or there is a $25 early termination fee

  • Account is only available in select markets